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Third-Party Boat Insurance
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Affordable and reliable third-party boat insurance
Knowing you’re protected on the water can put your mind at ease, especially when things don’t go to plan. Whether you’re coast hopping or navigating inland waterways, third-party cover helps manage costs if your boat causes damage or injury.
With up to £5m third-party boat insurance included as standard across all boat types through Craftinsure, you know you’re covered—whether you're out in a dinghy, a narrowboat, or any other vessel below.
Boat types covered through Craftinsure
Find out more about specific boat insurance policies through Craftinsure and get a quick quote below.
Why choose us
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20 years’ experience
We’ve been helping others enjoy their passion for over 20 years
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Quick, easy process
Our simple online quote and buy process allows you to be covered in minutes
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Up to £5m third-party cover
You can choose up to £5m of cover for protection against third-party claims
Why consider third-party boat insurance?
Third-party boat insurance provides cover if you accidentally injure someone or damage third-party property while operating your boat. While it doesn't cover damage to your vessel or personal injuries, it safeguards you against liability claims from others.
For example, if you collide with another boat during a race, you could be held financially responsible for repair costs or even compensation if another boater is injured.
Specialist third-party boat insurance can cover these costs, allowing you to get back to doing what you love. Plus, it’s often the minimum cover required by harbours, marinas, and the Canal & River Trust.
What does third-party boat insurance cover?
Third-Party Boat Insurance
- £5m third-party liability cover
- Removal of wreck cover
- Damage you do to other boats, people, and property
- Salvage of your boat from the location of loss
- Removal of wreck cover (minimum cover level required by harbours, marinas, and the Canal and River Trust)
- Up to 30 days in continental Europe
- Wear, tear, depreciation or gradual deterioration
- Loss or damage due to the vessel being unseaworthy, left unattended float, or to personal effects
- Mechanical or electrical breakdown
- Operation outside of the territorial scope shown in the policy
- Wilful misconduct or recklessness by you or other persons in control of the vessel
Take a look at our Insurance Documents for full details of the cover provided.
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Third-party boat insurance FAQs
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Your boat’s type, value, usage, and your boating experience are all factors that affect the cost of a third-party boat insurance policy.
You can learn how much you’ll pay through our simple online quote process, and get covered in minutes.
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Yes—third-party boat insurance through Craftinsure covers you to race or sail in continental Europe for up to 30 days, so you don’t have to worry about unexpected accidents when travelling in this area.
