Canoe and kayak insurance protects your craft against theft, loss, and damage.
It’s also there to protect you against the risks associated with paddling on the sea or inland waterways, such as third-party claims for injury or property damage.
Paddling in your canoe or kayak with only nature’s sights and sounds around you is incredible. It’s one of the easiest ways to escape the stresses of everyday life and gain some perspective.
Yet, as with any outdoor hobby, it doesn’t come without the possibility of an accident.
Say you lose control of your kayak and accidentally injure another person. Or you lend your canoe to a family member, and they accidentally run it over rocks, damaging the hull.
Taking out specialist insurance for your canoe or kayak can protect your craft against the unthinkable, so you have complete peace of mind when paddling in the UK or continental Europe.
QuoteKayak or canoe insurance policies through Craftinsure start from £36 annually.
That said, a few factors affect the cost of your insurance, such as your claims history and the class and value of your craft.
You can get an online quote in minutes to discover the cost of your cover.
While kayak and canoe insurance are not legally required, many boating or canoe clubs require proof of cover to become a member, so you should keep this in mind if you plan on joining one.
Most inland waterways and lakes will insist on you having at least Third Party liability cover before you can use them.
Aside from this, you might want to consider canoe or kayak insurance for peace of mind when out paddling. Craftinsure allows you to build an online quote so you only pay for the cover that best suits your needs.
Yes. To paddle on the inland waterways of England, you will need a small craft license from the Canal & River Trust.
However, if you’re only paddling on coastal waters or estuaries that don’t require a license, you may not need one (but be sure to check each location’s website).
Yes. You can paddle on inland waterways across the UK as long as you have a small craft license from the Canal & River Trust.
It’s certainly possible if you take safety precautions, especially when you’re heading into the water.
Ensure you wear your PFD before lifting it onto your shoulder. It will protect you from the craft’s rim and weight and keep you safe while boarding it.
Through Craftinsure, your canoe or kayak insurance covers you for use on inland waterways, coastal waters, and white water river sections up to Grade II.
However, loss or damage to canoes or kayaks caused during white water use above Grade II is not covered.
Craftinsure Ireland Limited operates solely in the Republic of Ireland, providing insurance to residents of Ireland. It is an independent company with no association to Craftinsure Limited which provides insurance to residents of the UK.
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