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Rowing Boat & Scull Insurance

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  • 20 years’ experience
  • Specialist insurance
  • UK customer service team

Why choose Craftinsure for Rowing Boat and Scull Insurance?

Craftinsure has 20 years of experience arranging insurance for rowing boats and sculls, an 'Excellent' Trustpilot rating, a UK-based customer service team and a proud RNLI partnership. Specialist rowing boat and scull insurance through Craftinsure can include cover for loss or damage to oars, paddles, trailers, and boat covers.

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    20 years’ experience

    We’ve been helping others enjoy their passion for over 20 years

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    Quick, easy process

    Our simple online quote and buy process allows you to be covered in minutes

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    Up to £5m third-party cover

    You can choose up to £5m of cover for protection against third-party claims

What do our customers say?

What does rowing boat & scull insurance cover?

Rowing Boat & Scull Insurance

  • Loss or damage from fire or theft
  • Loss or damage during transit by road
  • £5m third-party cover
  • Racing cover (sculls only)
  • Cover for others using your boat (with your permission)
  • Vermin damage
  • Oars/paddles
  • Trailers
  • Boat covers

 

You can look at the Insurance Documents for full details on the cover provided.

  • Loss or damage if the rowing boat or scull is unseaworthy
  • Wear, tear, depreciation or gradual deterioration
  • Loss or damage to personal effects
  • Loss or damage whilst the craft is left unattended afloat (unless within a marina or on non-tidal waters)
  • Operation outside of the territorial scope shown in your policy
  • Wilful misconduct or recklessness by you or others whilst operating the vessel

 

You can look at the Insurance Documents for full details on the cover provided.

How much does rowing boat or skull insurance cost? 

On average, Craftinsure customers pay £89 for rowing boat and £129 for scull insurance*.  Pay monthly options are also available.

The cost of your rowing or sculling boat insurance depends on a few factors, such as your claims history and the class and value of your craft.

To find out how much it might cost to insure your rowing boat or skull through Craftinsure, get a quote online today.

Get a quote

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Why should I consider rowing boat & scull insurance?

Getting out on the water is exhilarating, whether you enjoy a peaceful trip in your rowing boat or racing with your scull. But as with any outdoor hobby, accidents can still happen.

Taking out specialist scull or rowing boat insurance could protect your finances if your boat is involved in an accident or targeted by thieves.

Say your boat is damaged whilst in transit or you’re deemed liable for damage to another person’s boat or property following an accident on the water and can’t afford to cover the legal costs.

Specialist rowing boat insurance could cover you in both scenarios (the latter up to £5m against third-party claims), and help you get back on the water in no time.

Rowing Boat & Scull Insurance FAQs
  • Specialist insurance for your rowing boat or scull isn’t a legal requirement, but it’s often required by boating clubs in the UK should you want to join.

    You might also want to consider insurance for peace of mind when out in your rowing boat or racing in your scull, so you don’t have to worry about risks such as theft, damage, or third-party claims.

    Get an online quote in minutes through Craftinsure and select the options that best suit your needs, so you only pay for the cover you need.

  • Yes—Craftinsure’s small craft policy enables you to spend up to 30 days in continental Europe with your rowing boat or scull, including whilst in transit.

*Price accurate as of July 2026, and does not include any add-ons

Got a question? Call our UK call centre 0345 2607 888

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Registered office: One Stockport Exchange, Railway Road, Stockport, United Kingdom, SK1 3SW. Registered in England No. 04507332.