Small Motorboat and SIB Insurance

Craftinsure Small Motorboat and SIB Insurance Updated 2020

Our Small Motorboat and SIB Policy is Fully Comprehensive and is written on an All Risks basis in Plain English. Craftinsure Small Motorboat and SIB Insurance is New for Old on parts and has been specifically designed for Small Motorboats under 5m long and SIBs valued up to £60,000. Cover has been specially written for Small Motorboats and SIBs based in the UK, with a £5,000,000 Third Party limit.

Benefits of Craftinsure Small Motorboat and SIB Insurance

  • Specialist Small Motorboat and SIB Insurance from the leading boat Insurer
  • Loss or damage from fire, theft, accident or malicious damage
  • Theft Cover
  • OBM covered
  • Canopies covered
  • Cover for Vermin damage
  • Includes cover for trailer
  • Loss or damage whilst in transit by road
  • £5,000,000 Third Party Cover

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What is Insured?

Cover for your craft, including trailers and outboard motors
  • Loss or damage, including accidental damage
  • Repair or replacement up to the sum insured stated in your policy
  • We will pay the agreed value or replace the craft after a total loss.
  • Loss or damage whilst in transit by road
  • Recovery of the vessel following a loss
  • Loss or damage to protective covers

Cover for you
  • Your legal liability – third party cover to others for injury or damage caused up to £5,000,000
  • Cover for others using your boat with your permission
  • Legal costs incurred in defending a claim against you or in pursuing a claim against a Third Party for damage to your boat

What is not Insured?

  • Loss or damage caused by the vessel being in an unseaworthy condition
  • Wear, tear, depreciation or gradual deterioration
  • Theft of outboard motors unless securely locked using an anti-theft device
  • Theft of outboard motor unless you have safely recorded the serial number
  • Mechanical or electrical breakdown.
  • Loss or damage to personal effects
  • Loss or damage whilst the craft is left unattended afloat
  • The vessel operation outside of the territorial scope shown in the policy.
  • Wilful misconduct or recklessness by you or other persons in control of the vessel (including whilst under the influence of alcohol or drugs).
  • Racing or speed trials.

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Agreements

Agreement details

Cover

  • Repair or replacement up to the sum insured stated in your policy
  • We will pay the agreed value or replace the vessel after a total loss.
  • Loss or damage whilst in transit by road (provided by road haulier if over 30ft/9.14m in length)
  • Inspection of the vessel after grounding, even if no damage is found.
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