Racing Dinghy Insurance

Craftinsure Racing Dinghy Insurance Updated 2020

Our Craftinsure Racing Dinghy Insurance is written on an Comprehensive basis. It's written in Plain English and Craftinsure Racing Dinghy Insurance is New for Old. Craftinsure Racing Dinghy Insurance has been specifically designed for Racing Dinghies valued up to £60,000. Cover has been specially written for Racing Dinghies based in the UK.

Benefits of Craftinsure Racing Dinghy Insurance

  • Specialist Racing Dinghy Insurance from the leading boat Insurer
  • Loss or damage from fire, theft, accident or malicious damage
  • Full racing cover for mast and spars
  • Full Cover for Sails
  • Cover for Trailer and Trolley included as standard
  • Cover for Vermin damage
  • Loss or damage whilst in transit by road
  • £5,000,000 Third Party Cover
  • Monthly premium payment @ 0% credit

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What is Insured?

Cover for your craft, including trailers and outboard motors
  • Loss or damage, including accidental damage
  • Repair or replacement up to the sum insured stated in your policy
  • We will pay the agreed value or replace the craft after a total loss.
  • Loss or damage whilst in transit by road
  • Recovery of the vessel following a loss
  • Loss or damage to sails or protective covers

Cover for you
  • Your legal liability – third party cover to others for injury or damage caused up to £5,000,000.
  • Cover for others using your boat with your permission
  • Legal costs incurred in defending a claim against you or in pursuing a claim against a Third Party for damage to your boat
  • Legal liability of you and your immediate family when using another boat of the same class on loan or hire.

What is not Insured?

  • Loss or damage caused by the vessel being in an unseaworthy condition
  • Wear, tear, depreciation or gradual deterioration
  • Theft of outboard motors unless securely locked using an anti-theft device
  • Theft of outboard motor unless you have safely recorded the serial number
  • Mechanical or electrical breakdown.
  • Loss or damage to personal effects
  • Loss or damage whilst the craft is left unattended afloat.
  • The vessel operation outside of the territorial scope shown in the policy.
  • Wilful misconduct or recklessness by you or other persons in control of the vessel (including whilst under the influence of alcohol or drugs).

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Agreements

Agreement details

Cover

  • Repair or replacement up to the sum insured stated in your policy
  • We will pay the agreed value or replace the vessel after a total loss.
  • Loss or damage whilst in transit by road (provided by road haulier if over 30ft/9.14m in length)
  • Inspection of the vessel after grounding, even if no damage is found.
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