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Whether you’re sailing in the Mediterranean or racing at your local yacht club, having specialist yacht insurance gives you the freedom to enjoy every moment on the water.
Craftinsure arranges specialist yacht and sailboat insurance tailored for cruising yachts, racing yachts, and a wide range of sailboats. Each policy provides cover for accidental damage, theft, third-party liability, and other risks associated with sailing on inland, coastal, or offshore waters.
We’ve been helping others enjoy their passion for over 20 years
Our simple online quote and buy process allows you to be covered in minutes
You can choose up to £5m of cover for protection against third-party claims
Sailing, cruising, and racing yachts:
Smaller sailboats (dayboats, keelboats):
You can look at the Insurance Documents for full details on the yacht insurance provided.
Cruising, racing yachts, dayboats, keelboats, and multihulls:
When sailing or racing, hazards like personal injuries, damage or loss to your boat, or third-party claims from accidents on the water can happen at any time. A specialist yacht insurance policy provides financial protection in these scenarios, so you can relax no matter how you enjoy your time on the water.
For example, you might lose control of your vessel and accidentally injure another person. Or perhaps you allow a family member to borrow your yacht or sailboat, and they collide with another boat whilst manoeuvring in the marina.
Taking out specialist yacht or sailboat insurance through Craftinsure can help to protect you in the worst-case scenarios, giving you complete reassurance when you’re out enjoying yourself.
From competitive sailing to cruising in Europe, yacht insurance through Craftinsure is tailored to suit a variety of sailing styles and boat types.
If local club races or regattas are your passion, specialist racing yacht insurance through Craftinsure can cover you against the unique risks of competitive sailing. With automatic race fee cover, you’ll be protected if your yacht is damaged and you can’t compete. Plus, you can choose local club racing cover for cruising yachts, giving you the best of both worlds.
Planning a summer trip across the Channel or taking part in a long-distance event? Craftinsure includes up to 30 days of cover in continental Europe as standard, so you can enjoy sailing abroad without the hassle. Whether it’s a coastal hop to France or a longer cruise through the Med, your yacht or sailboat is protected—even while in transit.
From traditional dayboats to performance racing yachts, Craftinsure arranges specialist cover for a broad mix of yacht types. These include:
While yacht insurance isn’t technically a legal requirement, many marinas require proof of third-party liability cover at minimum to use their facilities. So, checking this for those you plan to use beforehand is a good idea to avoid disappointment.
You might want to consider yacht insurance to protect yourself and your craft regardless, especially since they’re such a high value purchase. You can build a yacht insurance quote in minutes through Craftinsure.
The cost of a yacht or sailboat insurance policy typically depends on the following factors:
You can get an online quote through Craftinsure today to learn the cost of your yacht insurance policy.
The most common forms of yacht or sailboat insurance are:
Specialist yacht insurance through Craftinsure covers yachts valued up to £600k and smaller sailboats such as dayboats and keelboats with £5m third-party liability cover included as standard.
The answer to this question depends on where and how you plan to use your yacht:
Yes—cover automatically includes waters of continental Europe between Brest and the river Elbe as well as continental inland waterways. Between May to the end of September, cover is extended further, to as far south as Bordeaux and north to as far as Stavanger and Stockholm.
For smaller sailboats, Craftinsure’s Dayboat and Keelboat policy includes up to 30 days use in continental Europe.
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