Third Party Boat Insurance

What is Insured?

Cover for you

• Your legal liability – third party cover to others for injury or damage caused up to £5,000,000.
• Cover for others using your boat with your permission
• Legal costs incurred in defending a claim against you
• Removal of Wreck for up to £15,000 any one event
• Salvage costs
• Minuimum level for Harbours, Marinas and the Canal and River Trust
• Minuimum level for Harbours, Marinas and the Canal and River Trust

What is not Insured?

• Loss or damage to the vessel
• Loss or damage to personal effects
• The vessel operation outside of the territorial scope shown in the policy.
• Wilful misconduct or recklessness by you or other persons in control of the vessel (including whilst under the influence of alcohol or drugs).
• Racing or speed trials.

Useful Links

• Sample Policy

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Quote

Agreements

Agreement details

Cover

• Repair or replacement up to the sum insured stated in your policy
• We will pay the agreed value or replace the vessel after a total loss.
• Loss or damage whilst in transit by road (provided by road haulier if over 30ft/9.14m in length)
• Inspection of the vessel after grounding, even if no damage is found.