Non-Tidal Motorboat Insurance

Craftinsure Non-Tidal Motorboat Insurance Updated 2020

Our Craftinsure Non–Tidal Motorboat Policy is Fully Comprehensive All Risks cover. It's Plain English and has been specifically designed for Non–Tidal boats valued up to £600,000, for values above please ring us 0345 2607 888. Cover has been specially written for Non–Tidal Motorboats based in the UK. With a £5,000,000 Third Party limit. For Boats more than 23ft and 30 years old you will need to have a survey report not more than 5 years old, with all recommendations complied with.

Benefits of Craftinsure Non-Tidal Motorboat Insurance

  • Specialist Non-Tidal Motorboat Insurance from the leading Boat Insurer
  • Loss or damage from fire, theft, accident or malicious damage
  • Cover for underwater gear
  • Cover for Personal Effects included as standard
  • Recover of Motorboat following loss
  • Tenders included if marked with name of main boat
  • Includes cover for trailer
  • £5,000,000 Third Party Cover
  • Cover available for club racing
  • Monthly premium payment @ 0% credit

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What is Insured?

Cover for your craft, including trailers and outboard motors
  • Loss or damage, including accidental damage
  • Repair or replacement up to the sum insured stated in your policy
  • We will pay the agreed value or replace the vessel after a total loss.
  • Loss or damage whilst in transit by road (provided by road haulier if over 30ft/9.14m in length)
  • Tenders (if appropriate) are covered, including whilst used independently of the parent vessel
  • Recovery of the vessel following a loss
  • Inspection of the vessel after grounding, even if no damage is found.

Cover for you
  • Personal Effects (for items with a value not over £250)
  • Your legal liability – third party cover to others for injury or damage caused up to £5,000,000.
  • Cover for others using your boat with your permission
  • Legal costs incurred in defending a claim against you or in pursuing a claim against a Third Party for damage to your boat

What is not Insured?

  • Loss or damage caused by the vessel being in an unseaworthy condition
  • Wear, tear, depreciation or gradual deterioration
  • Theft of outboard motors unless securely locked using an anti-theft device
  • Theft of outboard motor unless you have safely recorded the serial number
  • Mechanical or electrical breakdown.
  • Loss or damage to personal effects unless the vessel has lockable storage.
  • Loss of money, cheques, credit or debit cards, jewellery, spectacles or mobile phones.
  • The vessel operation outside of the territorial scope shown in the policy.
  • Wilful misconduct or recklessness by you or other persons in control of the vessel (including whilst under the influence of alcohol or drugs).

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Agreements

Agreement details

Cover

  • Repair or replacement up to the sum insured stated in your policy
  • We will pay the agreed value or replace the vessel after a total loss.
  • Loss or damage whilst in transit by road (provided by road haulier if over 30ft/9.14m in length)
  • Inspection of the vessel after grounding, even if no damage is found.
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